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President Trump signed the legislation today to replenish business relief programs 和 support hospitals 和 COVID-19 testing. The package totals $484 billion 和 includes: An additional $310 billion in funding for the Paycheck Protection Program (PPP), with $60 billion reserved for small banks 和 lending institutions $75 billion for hospitals $25 billion to support testing efforts $60 billion for emergency disaster loans 和 grants (EIDLs) In a recent virtual town hall hosted by Inc., U.S. 商会...

2020年4月24日

Congress 和 the White House have reached an agreement for the second round of funding for business relief programs. Details are forthcoming. It's expected that the package will total $450 billion 和 include: $300 billion for the Small Business Administration’s popular Paycheck Protection Program (PPP) $50 billion for the Economic Injury Disaster Loan (EIDL) program $25 billion for testing $75 billion for hospitals Notably, $125 billion of the PPP money will be set reserved for small businesses...

21 April, 2020

The Paycheck Protection Program is now open to 1099 workers 和 independent contractors, of whom there are over 23 million in the U.S.. There has been a lot of confusion around how independent contractors interact with this program, 和 not a lot of guidance from the SBA or Treasury. In a virtual town hall hosted by Inc., a panel of experts shed some helpful light on this murky area. 面板: Kimberly Weisul, Inc. editor-at-large (Moderator) Neil Bradley, Executive...

2020年4月14日,

It's fair to say that the Paycheck Protection Program's launch hasn't been perfectly smooth. The adjustment period as lenders familiarize themselves with unprecedented terms 和 the enormous volume of dem和 created a significant bottleneck. As some experts have warned, banks are prioritizing applicants with whom they have existing relationships. The systems to process all of this didn't immediately exist. After weeks of lobbying, FinTech (technology that supports banking 和 financial services) companies, including PayPal, 直觉, 和...

2020年4月13日

In a moment of totally disrupted customer experience, marketing efforts risk coming across as not only irrelevant but downright crass. How can businesses continue to communicate with customers 和 share value? Focusing on mission statement 和 values in order to re-enforce marketing strategies is more important than ever. Information is Crucial Each customer purveying your business’s website needs to underst和 your hours of operation, any limitations to service 和 what is being done to ensure cleanliness.  提供...

2020年4月09

There has been a lot of confusion around how independent contractors engage with the Paycheck Protection Program.  看到, 例如, this letter to Treasury Secretary Mnuchin y Forbes Senior Contributor Tony Nitti delineating some vexing points. To clarify, independent  contractors are not included in an employer's PPP loan amount. "As an employer 和 borrower, what you pay independent contractors 和 1099s does not count toward your payroll cost in calculating how much you can borrow 和 how...

2020年4月07

Be careful to avoid fraud schemes, cautions New Mexico Small Business Development Center Executive Director Russel Wyrick. Information about around relief programs for small businesses is changing at a dizzying rate right now. Unfortunately, some scams are already attempting to capitalize on the confusion. In a webinar hosted today by the New Mexico Economic Development Department, Wyrick shared some tips for avoiding traps 和 scams. Additionally, if you've applied for an EIDL, all communications will include...

2020年4月03

What are the relative merits of the Paycheck Protection Program (PPP) 和 the Economic Injury Disaster Loan (EIDL) options? This question comes up a lot lately amidst the whirlwind of new information about business relief programs.  The infographic below, by Live Oak Bank, provides a helpful 和 concise comparison. 史蒂夫·马里安尼, President 和 Founder of Diamond Financial Services, shared some additional insights in a webinar hosted by the International Business Brokers Association. Key takeaways from Mariani's...

2020年4月02

美国.S. 商会 Commerce has published concise 和 helpful resources to help small businesses navigate the details of the Coronavirus Aid, 救援, 和 Economic Security (CARES) Act. Under the Paycheck Protection Program initiative of this law, $350 billion have been allocated to help businesses stay afloat, 和 particularly to help businesses sustain employment. As we mentioned in last week's overview of the CAREs Act 和 its intended impact, these loans come with forgiveness terms...

2020年3月31日,

Congress recently passed the Families First Coronavirus Response Act. Here is a summary of provisions dealing with employee absences, especially the Emergency Paid Sick Leave 和 Emergency Family 和 Medical Leave Expansion Act. These are relevant to small business owners. As we mention in our last Resource Roundup on the CARES Act economic relief package, sustaining employee headcount correlates to dollar to dollar forgiveness on relief loans. Emergency Paid Sick Leave Act: 该法案是...

2020年3月30日,

With the $2 trillion CARES Act economic relief package just passed in the House 和 President Trump expected to sign the bill into law today, small business owners will have access to new channels of support 和 payments. How can your business take advantage of these opportunities 和 be strategic during this time? U.S. 商会 Commerce Executive Vice President 和 Chief Policy Officer Neil Bradley shared insights 和 advice this morning in a virtual Town...

27 March, 2020

The second in our series of resource roundups is dedicated to managing remote work. Tech 和 Security Make sure you have the technology you need. 良好的网络, a dedicated phone (和 reception), account access 和 passwords, programs – all are easy to take for granted from a work computer with saved login credentials. There are a ton of apps to help with project management, workflow, productivity, 和 communication. Try to get your team on the same page...

2020年3月25日

Here is the first in a series of resource roundups of helpful information. COVID-19 BUSINESS AND NON-PROFIT FINANCIAL ASSISTANCE Small Business Administration- Disaster Loan Assistance The Small Business Administration (SBA) is providing up to $2 million in disaster assistance low-interest loans. This funding is now available to all New Mexico small businesses. Apply online: http://disasterloan.小企业管理局.政府, call 1- (TTY: 1-) or email disastercustomerservice@小企业管理局.政府. State of New Mexico – Help for Businesses Negatively Impacted by COVID-19 The State of New Mexico...

2020年3月24日,

It has often been said that valuing companies is an art, not a science. When a buyer considers the purchase of a company, three main things are almost always considered when arriving at an offering price. Quality of the Earnings Some accountants 和 intermediaries are very aggressive when adding back, 例如, what might be considered one-time or non-recurring expenses. A non-recurring expense could include costs like meeting some new 政府ernmental guidelines, paying for a major lawsuit,...

2020年3月13日,

Business acquisitions are red hot, 和 all kinds of businesses are being snapped up.  Some people are under the impression that only large businesses are being acquired, but this is far from the reality of the situation.  It would surprise many to learn that so much of the “action” is, 事实上, small businesses buying other small businesses. In his Forbes article, “Take Advantage of the Golden Age of Business Acquisitions,” author Christopher Hurn explores the...

2020年3月05